Terms and Conditions

Last Updated: January 11, 2026

1. Agreement to Terms

These Terms and Conditions (“Terms”) govern your access to and use of the website and services provided by PLATINUM SOLUTIONS (“we,” “us,” or “our”). By accessing our website, purchasing services, or submitting your information, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

2. Services Provided

PLATINUM SOLUTIONS provides credit education, credit analysis, and credit repair–related services. We work to identify inaccurate, incomplete, or unverifiable information that may appear on a client’s credit report and assist with the dispute process.

We do not guarantee specific credit score increases, outcomes, or timelines, as credit results vary based on individual credit profiles and creditor responses.

3. No Legal or Financial Advice

PLATINUM SOLUTIONS is not a law firm, financial institution, or credit bureau. Information provided on this website or through our services is for educational purposes only and should not be considered legal, financial, or tax advice.

4. Client Responsibilities

By using our services, you agree to:

Provide accurate and truthful information
Review all documents and communications promptly
Respond to requests for information in a timely manner
Understand that failure to cooperate may delay or limit results

PLATINUM SOLUTIONS is not responsible for delays or outcomes caused by inaccurate or incomplete information provided by the client.

5. Payments and Fees

All fees for services are disclosed prior to purchase. By purchasing services, you authorize PLATINUM SOLUTIONS to charge the payment method provided.

Fees are non-refundable unless otherwise stated in writing.
Missed payments may result in suspension or termination of services.
Any promotional pricing or packages are subject to change at our discretio

6. Cancellation & Termination

Clients may cancel services according to the terms outlined in their service agreement. PLATINUM SOLUTIONS reserves the right to terminate services at any time if a client violates these Terms, fails to cooperate, or engages in fraudulent or abusive behavior.

7. Fair Credit Reporting Compliance

PLATINUM SOLUTIONS operates in accordance with applicable federal laws, including the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA). Clients retain the right to dispute credit report information directly with credit bureaus at no cost.

8. Intellectual Property

All content on this website—including text, logos, graphics, branding, and materials—is the property of PLATINUM SOLUTIONS and may not be copied, reproduced, distributed, or used without written permission.

9. Limitation of Liability

To the fullest extent permitted by law, PLATINUM SOLUTIONS shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of our website or services.

Our total liability shall not exceed the amount paid by the client for services.

10. Third-Party Links & Tools

Our website may include links to third-party websites or tools. We are not responsible for the content, privacy practices, or policies of third parties and encourage you to review their terms independently.

11. Privacy Policy

Your use of our website is also governed by our Privacy Policy and Cookie Policy, which explain how we collect, use, and protect your personal information.

12. Changes to These Terms

PLATINUM SOLUTIONS reserves the right to update or modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of the website or services constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the United States and the state in which PLATINUM SOLUTIONS is registered, without regard to conflict of law principles.

14. Contact Information

If you have questions regarding these Terms and Conditions, please contact us.